Privacy Policy : Expert Money Plan

Last Updated: 25 March 2026

This Privacy Policy describes how Expert Money Plan ("we", "us", "our"), operating the website expert-money-plan.com, collects, processes, and protects the personal data of users ("you", "your") in accordance with the Ley Orgánica de Protección de Datos Personales of Ecuador (LOPDP, Official Register No. 459, 26 May 2021) and other applicable regulations.

Personal Data: Any information that identifies or makes identifiable a natural person, directly or indirectly, including name, email address, telephone number, IP address, and browsing behavior on this website.

1. Identity of the Data Controller

The data controller responsible for processing your personal data is Expert Money Plan, reachable at:

Address: Av Rodrigo de Chávez, 170111 Quito
Email: info@expert-money-plan.com
Phone: +59323809800

2. Data We Collect

We collect personal data in the following ways:

2.1 Data You Provide Directly

When you submit the contact form on this website, we collect your name, email address, telephone number, and the content of your message. This data is provided voluntarily by you.

Voluntarily Provided Data: Information you actively submit to us through forms or direct communication. You are not required to provide this data to browse the website, but certain features (such as contact) require it.

2.2 Data Collected Automatically

When you visit our website, we may collect certain technical data automatically, including your IP address, browser type, operating system, pages visited, time spent on pages, and referring URL. This data is collected through cookies and similar technologies. Please refer to our Cookie Policy for full details.

3. Legal Basis for Processing

We process your personal data on the following legal bases, as established by the LOPDP:

Consent: When you submit the contact form, you provide explicit consent for us to process the data contained therein for the purpose of responding to your inquiry. You may withdraw this consent at any time.
Legitimate Interest: For the collection of anonymous technical data to improve website functionality and security, where this does not override your fundamental rights.
Legal Obligation: Where processing is required to comply with applicable law in Ecuador.

4. Purposes of Processing

We use the personal data we collect for the following purposes:

To respond to inquiries submitted through the contact form.
To maintain and improve the technical functionality of the website.
To analyze anonymous usage patterns to improve educational content.
To comply with legal obligations applicable in Ecuador.

We do not use your personal data for automated decision-making or profiling that produces legal effects.

5. Data Retention

We retain personal data only for as long as necessary to fulfill the purpose for which it was collected, or as required by law. Contact form submissions are retained for a period not exceeding 24 months from the date of submission, after which they are securely deleted. Technical and analytical data may be retained in anonymized form for longer periods.

Data Retention Period: The duration for which personal data is stored before being deleted or anonymized. After this period, the data is no longer associated with any identifiable individual.

6. Data Sharing and Third Parties

We do not sell, rent, or trade your personal data to third parties. We may share data with trusted service providers who assist us in operating the website (such as hosting providers and analytics services), strictly under data processing agreements that require them to protect your data in accordance with the LOPDP. These providers act as data processors under our instruction.

Data Processor: A natural or legal person who processes personal data on behalf of the data controller, pursuant to a written agreement, and only according to the controller's documented instructions.

We do not transfer your personal data to countries outside Ecuador unless adequate protections are in place as required by the LOPDP and its implementing regulations.

7. Your Rights Under the LOPDP

As a data subject under Ecuadorian law, you have the following rights with respect to your personal data:

Right of Access: To obtain confirmation of whether we process your personal data and to receive a copy of it.
Right of Rectification: To request correction of inaccurate or incomplete personal data.
Right of Erasure: To request deletion of your personal data where there is no longer a legal basis for processing.
Right to Restriction: To request that we limit the processing of your data in certain circumstances.
Right to Portability: To receive your data in a structured, commonly used format where technically feasible.
Right to Object: To object to processing based on legitimate interest.
Right to Withdraw Consent: To withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at info@expert-money-plan.com. We will respond within the timeframe required by the LOPDP. You also have the right to lodge a complaint with the Autoridad de Protección de Datos Personales of Ecuador.

8. Cookies

This website uses cookies and similar tracking technologies. For detailed information about the types of cookies used, their purposes, and how to manage your preferences, please read our Cookie Policy.

9. Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include encrypted data transmission (HTTPS), access controls, and regular security reviews. No transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. Children's Privacy

This website is not directed at children under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has provided personal data to us, please contact us immediately and we will take steps to delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the website after changes constitutes acceptance of the updated policy.

12. Contact

For questions, concerns, or to exercise your data rights, contact us at:
Email: info@expert-money-plan.com
Address: Av Rodrigo de Chávez, 170111 Quito